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Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to the www.payplansandbenefits.com and PayPlans & Benefits, Inc. and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to PayPlans & Benefits, Inc. include www.payplansandbenefits.com, PayPlans & Benefits and Hubbard & Preston Insurance Brokerage, Inc. The PayPlans & Benefits website is an information and client login site. By using the PayPlans & Benefits website, you consent to the data practices described in this statement.

Collection of your Personal Information

PayPlans & Benefits may collect personally identifiable information, such as your name. PayPlans & Benefits may also collect anonymous demographic information, which is not unique to you, such as your age and gender. We may gather additional personal or non-personal information in the future.

Information about your computer hardware and software may be automatically collected by PayPlans & Benefits. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the PayPlans & Benefits website.

PayPlans & Benefits encourages you to review the privacy statements of websites you choose to link to from PayPlans & Benefits so that you can understand how those websites collect, use and share your information. PayPlans & Benefits is not responsible for the privacy statements or other content on websites outside of the PayPlans & Benefits website.

Use of your Personal Information

PayPlans & Benefits collects and uses your personal information to operate its website(s) and deliver the services you have requested.

PayPlans & Benefits may also use your personally identifiable information to inform you of other products or services available from PayPlans & Benefits and its affiliates. PayPlans & Benefits may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

PayPlans & Benefits does not sell, rent or lease its customer lists to third parties.

PayPlans & Benefits may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to PayPlans & Benefits, and they are required to maintain the confidentiality of your information.

PayPlans & Benefits may keep track of the websites and pages our users visit within PayPlans & Benefits, in order to determine what PayPlans & Benefits services are the most popular. This data is used to deliver customized content and advertising within PayPlans & Benefits to customers whose behavior indicates that they are interested in a particular subject area.

PayPlans & Benefits will not disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on PayPlans & Benefits or the site; (b) protect and defend the rights or property of PayPlans & Benefits; and, (c) act under exigent circumstances to protect the personal safety of users of PayPlans & Benefits, or the public.

Use of Cookies

The PayPlans & Benefits website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize PayPlans & Benefits pages, or register with PayPlans & Benefits site or services, a cookie helps PayPlans & Benefits to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same PayPlans & Benefits website, the information you previously provided can be retrieved, so you can easily use the PayPlans & Benefits features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the PayPlans & Benefits services or websites you visit.

Security of your Personal Information

PayPlans & Benefits secures your personal information from unauthorized access, use or disclosure.

Children Under Thirteen

PayPlans & Benefits does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website. Opt-Out & Unsubscribe

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from PayPlans & Benefits by contacting us with the contact information below.

Changes to this Statement

PayPlans & Benefits will occasionally update this Statement of Privacy to reflect company and customer feedback. PayPlans & Benefits encourages you to periodically review this Statement to be informed of how PayPlans & Benefits is protecting your information.

Contact Information

PayPlans & Benefits welcomes your questions or comments regarding this Statement of Privacy. If you believe that PayPlans & Benefits has not adhered to this Statement, please contact PayPlans & Benefits at:

PayPlans & Benefits, Inc. PO Box 730 Falmouth, Massachusetts 02540 Email Address: info@payplansandbenefits.com Telephone number: 508-457-0333 x105 Effective as of June 13, 2013